Overview
Developments in Malaysian Fintech are altering the country’s financial sector landscape. However, they have major challenges: customers expect more affordable and easy-to-use products and services. Furthermore, FinTech companies have limited resources. Choosing the right IT infrastructure to support growth and innovation while keeping costs low is of critical importance.
The solution allows FinTech companies to delegate infrastructure management to the cloud so that they can focus efforts more on business development. It helps to achieve better user satisfaction, faster go-to-market, and higher cost-efficiency. Cloud infrastructure allows FinTech companies to easily scale up and down with full control while staying compliant with regulatory requirements.
Download Whitepaper客戶成功案例
了解大小公司如何善用Alibaba Cloud以增長及提升業務
Alibaba Cloud透過共同協作流程解決業務中的顧慮和挑戰，同時花時間了解驅動業務關鍵因素，因此贏得了Lifebyte的信任。Alibaba Cloud具備連結中國市場的巨大優勢，協助Lifebyte進軍新市場。
LifeByte在2016年成立，是一家位於澳洲的金融科技公司。LifeByte的使命是借助不斷進步的科技，結合全球金融資源與其需求，為世界各地的金融專業人士和機構創建一個公平、透明、可靠的金融科技平台。
遷移到Alibaba Cloud後，Alibaba Cloud的彈性定價模型和Galaxy項目為Cynopsis節約了營運費用。Cynopsis是SaaS提供者，Alibaba Cloud為其提供一流的IaaS與PaaS服務以滿足其各項要求。借助遍及亞洲各地的數據中心，Alibaba Cloud還可助力Cynopsis增長業務，進軍新的亞洲市場。
透過遷移到Alibaba Cloud，Oniontech得以基於單一雲端提供者平台提升系統整合與管理，在中國香港、中國大陸與韓國之間順暢無縫地運行。 作為一站式雲端服務提供者，Alibaba Cloud能夠完全滿足Oniontech對電腦、數據庫、網絡、安全及混合雲端的要求。
出國旅行最大的困擾之一就是在機場退稅櫃檯大排長龍申請退稅。Oniontech希望改變這種狀況，為遊客及退稅機構提供簡單且經濟實惠的退稅方式。Oniontech在韓國起步，業務拓展至世界各地，提供全球首屈一指的退稅解決方案。
FinTech Challenges and Solutions
From limited technological know-how to strict regulatory processes,
FinTech companies are facing a wide variety of challenges that can potentially limit business growth.
High Customer Expectation
Customers expect better services from FinTech companies than traditional financial giants. These customers expect an easy-to-use product despite complicated regulatory requirements. They prefer smarter and more instant customer service. These customer expectations are pushing FinTech companies to set up an agile development process and maintain a fast-paced product rollout.
Rapid Growth but Limited Resources
Most FinTech companies are start-ups with limited resources but need to support fast business growth. Examples include KYC processes, frequent releases for integration with more third-party products, transaction processes, and internal and external reporting requirements. How to choose the right technical platform that can support business growth is a challenge to most CTOs.
High Business Continuity Requirement
Financial business is sensitive to service instability and data inaccuracies. Both regulators and customers require transactions to be processed accurately and quickly with near-zero downtime. FinTech companies must have solid business continuity capabilities, such as running on a reliable, highly available platform to be able to recover from disasters.
1對1解決方案諮詢服務，獲得更多折扣
立即提交您的申請，我們的專職客戶經理將儘快與您聯繫。
Higher Customer Satisfaction
Many FinTech companies handle consumer-facing business with users on the other side of the transaction. This means that the speed of transaction processing, low-latency, and dependable infrastructure are critical for customer satisfaction. The solution provides distributed infrastructure that is scalable and reliable and delivers low latency to meet your customers’ expectations.
More Resources for Core Business
This solution allows FinTech companies delegating infrastructure management to Alibaba Cloud. They only need to pay for what they use, don’t have to worry about maintaining and upgrading hardware. By eliminating the heavy lifting of infrastructure maintenance, FinTech companies can focus more on their core business for better customer satisfaction.
Fast Go-to-Market and Expansion
To continuously attract customers, FinTech companies have to frequently release new products, upgrade existing applications, and launch marketing campaigns. Cloud infrastructure enables you to easily scale up and down as needed. Additionally, with 89 zones available in 30 regions worldwide, FinTech companies can rapidly go to a new region.
了解更多關於 FinTech on Alibaba Cloud 的資訊
聯繫銷售人員運作方式
您的挑戰
金融科技大多為線上業務：用戶體驗、交易流程和客戶服務均在線完成。 因此，用以支持業務的基礎設施須具備可靠、可擴展、穩定和成本合理等特性。
我們的解決方案
-
此解决方案提供輕鬆擴大和縮減規模的能力，毋須預先繳交費用。在多於一個區域上進行部署，有助企業提高用戶滿意度並滿足業務持續經營的要求。企業可利用阿里雲的數據庫寄存服務，按需求加快執行和擴展數據庫實例。在整個交易處理過程中，這些服務提供自動化監控、備份及災難恢復能力。此外，WAF 和 Anti-DDoS Service等保安服務協助金融科技企業集中關注應用程式的安全，而非基建安全。
您的挑戰
金融科技公司在全球範圍內拓展到新區域的情況十分常見。 在大多數情況下，客戶和業務應用位於某一區域，但後端系統則部署於不同區域。如此一來，跨區網絡品質欠佳，延誤率高。因此，網絡加速成為了必須考慮的問題。
我們的解決方案
-
此解決方案利用阿里雲的環球網絡，提供迅速連接不同地區的途徑，支援網上應用程式的表現。阿里雲為跨國企業提供跨境網絡解決方案，符合邊境閘道協定 (BGP)，並具有 89 項路由選擇。 我們為香港企業提供高速 BGP 路由及額外服務。 Alibaba 的全球基建和專責支援團隊協助金融科技企業快速拓展至新地區。
您的挑戰
「上雲」是正確決定，惟公共網絡 IP 註冊程序繁複，安全保障功能不足。如何在雲端上保留公共 IP？如何為雲端業務提供安全保障？如何在盡量減少干擾業務的情況下，完成任務？
我們的解決方案
-
阿里雲提供全面服務與資源，確保遷移程序流暢：從「上雲」前評估到遷移規劃、從數據遷移到企業應用程式遷移，以及從網絡遷移 (自攜 IP 到雲端 (BYOIP)) 到安全服務不等。 專家團隊往績超卓，提供從本地數據中心及其他雲端供應商遷移至阿里雲的服務。
